Privacy Policy

Last updated: September 2025

1. Information We Collect

Spend-Savved collects the following types of information:

• Account Information: Email address, display name, and authentication data
• Financial Data: Transaction records, spending categories, and budget goals
• Usage Data: App usage patterns, feature interactions, and performance metrics
• Device Information: Device type, operating system, and app version

2. How We Use Your Information

We use your information to:

• Provide and maintain the Spend-Savved service
• Process and store your financial transactions and goals
• Generate spending insights and analytics
• Improve our app features and user experience
• Send important service notifications and updates
• Ensure security and prevent fraud

3. Data Storage and Security

We implement security measures to protect your data:

• All data is encrypted in transit and at rest
• Access to your data is restricted to authorized personnel only

4. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations
• To protect our rights and prevent fraud
• With trusted service providers who assist in app operations (under strict confidentiality agreements)

5. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate information
• Delete your account and associated data
• Opt out of non-essential communications

6. Data Retention

We retain your data for as long as your account is active or as needed to provide services. When you delete your account, we will remove your personal data within 30 days, except where we are required to retain it for legal or regulatory purposes.

7. Third-Party Services

Our app may integrate with third-party services (such as authentication providers). These services have their own privacy policies, and we encourage you to review them.

8. Children's Privacy

Spend-Savved is not intended for children under 13. We do not knowingly collect personal information from children under 13.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes through the app or via email. Your continued use of the service after changes constitutes acceptance of the updated policy.